top of page
Privacy policy
​

This Privacy Policy governs the manner in which Assan one collects, uses, maintains, and discloses information collected from users of the www.assanone.com website. This Privacy Policy applies to the site and all products and services offered by Assan one.

Personal identification information

We may collect personal identification information from users in a variety of ways, including but not limited to when users visit our site, register on the site, place an order, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features, or resources we make available on our site. Users may be asked for, as appropriate, their name, email address, mailing address, phone number, and credit card information. Users may, however, visit our site anonymously. We will collect personal identification information from users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, which may keep them from engaging in certain site-related activities.

Non-personal identification information

We may collect non-personal identification information about users whenever they interact with our site. Non-personal identification information may include the browser name, the type of computer and technical information about users' means of connection to our site, such as the operating system, the Internet service providers utilized, and other similar information.

Web browser cookies

Our site may use cookies to enhance user experience. Users' web browsers places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to change the settings of their web browser to refuse cookies or to alert you when cookies are being sent. If they do so, note that some parts of our website may not work properly.

How we use collected information

Assan one may collect and use users' personal information for the following purposes:

  • To improve our customer service; the information provided by you helps us respond to your customer service requests and support needs more efficiently.

  • To personalize user experience, we may use information to understand how our users as a group use the services and resources provided on our site.

  • We may use feedback you provide to improve our products and services.

  • To process payments, we may use the information users provide about themselves when placing an order, only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide a service.

  • To run a promotion, contest, survey, or other site features to send users information they agreed to receive about topics we think will be of interest to them.

  • To send periodic emails.

We may use the email address to send user information and updates. It may also be used to respond to inquiries, questions, and/or other requests. If a user decides to opt in to our mailing list, they will receive emails that may include company news, updates, related product or service information, and so on. If at any time the user would like to unsubscribe from receiving future emails, we include detailed instructions to unsubscribe at the bottom of each email or the user may contact us via our site.

How we protect your information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our site. Sensitive and private data exchange between the site and its users happens over an SSL-secured communication channel and is encrypted and protected with digital signatures.

Sharing your personal information

We may use third-party service providers to help us operate our business and the site or administer activities on our behalf, such as sending Email, SMS, WhatsApp, voice call or video call. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites

Users may find advertising or other content on our site that links the sites and services of our partners, suppliers, advertisers, sponsors, licensers, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites found on our site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites that have a link to our site, is subject to that website's own terms and policies, and www.assanone.com cannot be held liable for any consequential loss or damages.

Changes to this privacy policy

Assan one has the discretion to update this Privacy Policy at any time. When we do, we will revise the updated date at the bottom of this page and send you an email. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You are required to acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and make yourself aware of modifications.

Your acceptance of these terms

By using www.assanone.com, you accept the terms of this policy. If you do not agree with this policy, we request you to not use this website. Your continued use of the site following the posting of changes to this policy will be deemed your acceptance of those changes.

 

 

Terms and condition

Assan One Insurance Broker Private Limited operates the website http://www.assanone.com to provide consumers choice and an easy way to buy insurance products from multiple insurance companies. Assan one or Assan one is not an insurance company. The company is a licensed insurance broking company holding a broking license from the Indian insurance regulator, named Insurance Regulatory and Development Authority of India (IRDAI).

Our broking license number is IRDAI/DB1034/2023 Code No. 924

Our participating insurance providers supply some of the information available on the website and therefore there may be inaccuracies in the website information, over which Assan one has limited control. For details about any insurance policy, do contact our advisors or refer the brochure provided on the website of the insurance provider.

Assan one does not warrant or guarantee the timeliness, accuracy, or completeness of the website information, or the quality of the results obtained from the use of the website.

To the maximum extent permitted by law, Assan one has no liability in relation to or arising out of the website information and website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms, you should seek further advice from Assan one or the relevant participating provider before choosing your product. Insurance is a subject matter of solicitation.

Assan one may pass on your personal information to the relevant participating provider if you apply to purchase a product through www.assanone.com; however, Assan one does not guarantee when or if you will actually acquire the product that you have chosen. Assan one does not accept any liability arising out of circumstances where there is delay in receiving the product you have chosen.

Note that Assan one only assists in collecting the premium instrument on behalf of the insurer you have chosen to buy the policy from; Assan one itself does not collect any premium. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the insurer whose policy you have chosen to buy, over which Assan one has no control. Assan one will ensure that the amount is refunded by the insurer in case there is no ultimate issuance of the policy.

By visiting our website and accessing the information, resources, services, products, and tools we provide, you agree to accept and adhere to the terms and conditions stated in this policy (hereafter referred to as "user agreement") along with the terms and conditions as stated in our Privacy Policy (refer to the Privacy Policy section for more information).

This agreement is in effect as of December 07, 2023.

We reserve the right to make timely changes to this user agreement without prior notices. We require you to accept the responsibility of reviewing this user agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of modified terms and conditions.

Responsible Use and Conduct

By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as "resources"), you agree to use these resources only for the purposes intended as permitted by:

  • The terms of this user agreement

  • Applicable laws, regulations, and generally accepted online practices or guidelines

Wherein, you understand that:

  • In order to access our resources, you may be required to provide certain information about yourself (such as identification, contact details, and so on) as part of the registration process, or as part of your accessibility to use the resources. You agree that any information you provide will always be accurate, correct, and up to date.

  • You are responsible for maintaining the confidentiality of any login information associated with any account you use to access our resources. Accordingly, you are responsible for all activities that occur under your account/s.

  • Accessing (or attempting to access) any of our resources through any means other than the means we provide is strictly prohibited. You specifically agree not to access (or attempt to access) any of our resources through any automated, unethical, or unconventional means.

  • Engaging in any activity that disrupts or interferes with our resources, including the servers and/or networks to which our resources are located or connected, is strictly prohibited.

  • Attempting to copy, duplicate, reproduce, sell, trade, or resell our resources is strictly prohibited.

  • You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you, as explained above, and may incur criminal or civil liability.

  • We may provide various open communication tools on our website, such as blog comments, blog posts, public chat forums, message boards, newsgroups, product ratings and reviews, various social media services, and so on. You understand that generally we do not pre-screen or monitor the content posted by users on these various communication tools, which means that if you choose to use these tools to submit any type of content to our website, then it is your personal responsibility to use these tools in a responsible and ethical manner.

  • By posting information or otherwise using any open communication tools as mentioned, you agree that you will not upload, post, share, or otherwise distribute any content that:

    • Is illegal, threatening, defamatory, abusive, harassing, degrading, intimidating, fraudulent, deceptive, invasive, racist, or contains any type of suggestive, inappropriate, or explicit language

    • Infringes on any trademark, patent, trade secret, copyright, or other proprietary right of any party

    • Contains any type of unauthorized or unsolicited advertising

    • Impersonates any person or entity, including any http://www.assanone.com/ employee/representative

  • We have the right at our sole discretion to remove any content that we feel in our judgment does not comply with this user agreement, along with any content that we feel is otherwise offensive, harmful, objectionable, inaccurate, or violates any third-party copyrights or trademarks. We are not responsible for any delay or failure in removing such content. If you post content that we choose to remove, you hereby consent to such removal and consent to waive any claim against us.

  • We do not assume any liability for any content posted by you or any other third-party users of our website. However, any content posted by you using any open communication tools on our website, provided that it doesn't violate or infringe on any third-party copyrights or trademarks, becomes the property of Assan One Insurance Broker Private Limited, and as such gives us a perpetual, irrevocable, worldwide, royalty-free, exclusive license to reproduce, modify, adapt, translate, publish, publicly display, and/or distribute as we see fit. This only refers and applies to content posted via open communication tools as described, and does not refer to information that is provided as part of the registration process, necessary in order to use our resources. All information provided as part of our registration process is covered by our Privacy Policy.

  • You agree to indemnify and hold harmless Assan One Insurance Broker Private Limited and its parent company and affiliates, and their directors, officers, managers, employees, donors, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys' fees resulting from any violation of this user agreement or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account. We reserve the right to take over the exclusive defense of any claim for which we are entitled to indemnification under this user agreement. In such an event, you shall provide us with cooperation as is reasonably requested by us.

 

Privacy

Your privacy is very important to us, which is why we've created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store your private information. Our Privacy Policy is included under the scope of this user agreement. To read our Privacy Policy in its entirety, click here.

Limitation of Warranties

By using our website, you understand and agree that all resources we provide are "as is" and "as available". This means that we do not represent or warrant to you that:

  • The use of our resources will meet your needs or requirements

  • The use of our resources will be uninterrupted, timely, secure, or free from errors

  • The information obtained by using our resources will be accurate or reliable

  • Any defects in the operation or functionality of any resources we provide will be repaired or corrected

Furthermore, you understand and agree that:

  • Any content downloaded or otherwise obtained through the use of our resources is done at your own discretion and risk, and that you are solely responsible for any damage to your computer or other devices for any loss of data that may result from the download of such content.

  • No information or advice, whether expressed, implied, oral or written, obtained by you from Assan One Insurance Broker Private Limited or through any resources we provide, shall create any warranty, guarantee, or conditions of any kind, except for those expressly outlined in this user agreement.

Limitation of Liability

In conjunction with the limitation of warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. Assan One Insurance Broker Private Limited will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages that may be incurred by you as a result of using our resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.

Copyrights/Trademarks

All content and materials available on http://www.assanone.com/, including but not limited to text, graphics, website name, code, images, and logos are the intellectual property of Assan One Insurance Broker Private Limited and are protected by applicable copyright and trademark laws. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited unless specifically authorized by Assan One Insurance Broker Private Limited

Termination of Use

You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and resources with or without notice and for any reason, including, without limitation, breach of this user agreement. Any suspected illegal, fraudulent, or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.

Governing Law

This website is controlled by Assan One Insurance Broker Private Limited from our offices located in the state of Maharashtra, India. It can be accessed by most countries around the world. As each country has laws that may differ from those of Maharashtra, India, by accessing our website, you agree that the statutes and laws of Maharashtra, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.

Furthermore, any action to enforce this user agreement shall be brought in the courts located in Maharashtra, India. You hereby agree to personal jurisdiction by such courts and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Guarantee

Unless otherwise expressed, Assan One Insurance Broker Private Limited expressly disclaims all warranties and conditions of any kind, whether expressed or implied, including, but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose, and non-infringement.

 

 

 

Shipping and Delivery policy

For any insurance product purchased via www.assanone.com, the insurance company will courier a hard copy of the policy documents within 15 – 21 days of the purchase of the policy after realization of the premium. Neither www.assanone.com nor Assan One Insurance Broker Private Limited is liable for non-delivery or late delivery of policy documents. However, Assan one will coordinate with its insurance partners for timely delivery of the hard copy of the policy documents.

 

 

 

 

 

 

Refund and Cancellation policy

Refund Policy

In case of a refund due to a faulty transaction or cancellation, the premium paid for an insurance product will be refunded via cheque or direct credit, as per the policy of the insurance provider you have bought the product from. www.assanone.com or Assan One Insurance Broker Private Limited cannot be held liable for any delay on account of the insurance provider in the case of such a refund.

Cancellation Policy

In case of a cancellation, the premium paid for an insurance product will be refunded via cheque or direct credit, as per the policy of the insurance provider you have bought the product from. www.assanone.com or Assan One Insurance Broker Private Limited cannot be held liable for any delay on account of the insurance provider in the case of such a refund.

bottom of page